Medicare Part B is medical insurance offered by the government. While most people do not have to pay for Medicare Part A, most people do have to pay for part B. Although part B is essential for those with diabetes. Medicare Part B is medical insurance that helps pay for doctor visits, outpatient medical services and other services such as lab tests, and surgeries.
Also things such as wheelchairs, walkers and other supplies that are deemed necessary for the treatment of diabetes. Medicare covers expenses for drug research for the treatment of cancer and other diseases. You may have to pay a percentage of the services. You should always find out as much information s possible before participating in these studies.
Ambulance Services:This service covers covers ground or air ambulance with a helicopter under certain circumstances when your life is in danger, if the transfer can not be done by any other means. This can be very helpful in certain situations.
Durable Medical Equipment:Durable Medical Equipment are things such as air beds, sugar monitors and test strips, canes, wheelchairs, crutches, oxygen equipment, suction pumps, infusions, etc. This is why having Medicare part B is essential to those who have diabetes.
Mental Health Services:In this case, you can see exactly the scope of coverage and if there is going to be any cost to you. Medicare provides coverage that is both for inpatient, outpatient or partial hospitalization. This can be helpful option for many people.
Getting a Second Opinion Before Surgery:This is one of your rights as a patient and Medicare covers this service. It is important to caution though, that if you are recommended for emergency surgery, you should not take the time to look for second opinions.
Limited Prescription Drugs: This covers a limited number of outpatient prescription drugs under certain conditions. Usually the drugs covered by Part B are drugs that you would receive, from the doctor’s office or after a visit as an outpatient.
Getting Prescriptions Not Covered By Part B: Drugs not covered by Part B may be covered by a Medicare Prescription Drug Plan (Part D). The official website Medicare.gov recommends that you always reports if Medicare does not cover a product, service or supply.
Should I Sign Up or Is Enrollment Automatic?This is an important question that you can ask because often times you’ll find that enrollment is actually automatic and you do not have to lift a finger to receive these services. Enrollment in both Medicare Part A and Part B is automatic if:
You receive benefits of Social Security or Railroad Retirement Board (RRB)
If you are under 65 years of age and have a disability.
If you suffer from ALS (amyotrophic lateral sclerosis, also called Lou Gehrig’s disease).
If you by any chance are are afflicted by any of these conditions, you will receive by mail your red, white and blue Medicare card three months before you turn 65 or 25 months after your disability. This allows you to easily sign up if you wish to have this service.
Register For Part B: This is something you should take into consideration as well, it is equally important to know when you have to manually apply as it is important to know if you will receive the benefits automatically. You must register for medicare part B if:
You do not receive Social Security benefits or the Railroad Retirement Board (for example, because you are still working).
If you are eligible for Medicare because of end-stage renal disease (ESRD).
When Should I Apply?: You can you sign up for Medicare Part B when you become eligible, you may be able to do so during the general enrollment period. This period extends from January 1 to March 31 of each year. During this period, you’ll sign up for Medicare Part B at a local Social Security office.